Unauthorized Credit Inquiries - Route 44 Toyota
February 13, 2013, Middleboro Review
Middleboro, Massachusetts, United States
If you've done business in any way with Route 44 Toyota, please check your credit report.
Route 44 Toyota accessed my credit information twice and I NEVER applied for credit. I fully paid for a NEW vechicle that turned out to be a LEMON on one of the days they requested my credit information via CREDCO [This reduces your FICO score, folks!].
In addition, when Route 44 Toyota finally discovered my new Toyota was parked on their lot with no plates because it had NO BRAKES, no only did they run my credit report, but they also ran the credit report of a third party whose name is NOT on the title.
If Route 44 Toyota has victimized you, it is a violation of federal law - FCRA [Fair Credit Reporting Act] for which you are entitled to damages and entitle to have the illegal inquiry removed.
This needs to be corrected - removed - within 15 days of notification according to FCRA.
In addition to filing online complaints with the Attorney General, the FTC, the CFPB, you can also filed complaints at the addresses below to have theinquiries removed:
Credco [First American Credco]
12395 First American Way
Poway, CA 92064-6897
Mr. Anand K. Nallathambi, President
4 First American Way
Santa Ana, CA 92707-5913
3 reporting agencies:
TransUnion Consumer Relations
P.O. Box 2000
Chester, PA 19022-2000
Mr. Harry Gambill, President
Trans Union Corporation
555 West Adams Street
Chicago, IL 60661
P.O. Box 9701
Allen, TX 75013
Experian, North America
Maxine Sweet, VP, Public Education
701 Experian Parkway
Allen, TX 75013
P.O. Box 105518
Atlanta, GA 30348
Mr. William V. Catucci, President
Equifax Credit Information Services, Inc.
3212 Alexander Cir.
Atlanta, GA 30326
Tracy C. Doi, Group VP & CFO
Toyota Motor Sales, U.S.A., Inc.
19001 South Western Ave.
Torrance, CA 90501